How our India legal position works
The legal position here is simple: your relationship with us is governed by the terms shown for your account, the privacy rules linked from the footer, and any transaction record created when you use UPI, Paytm or PhonePe. Access depends on local law and is available
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where local law permits; if your location, age confirmation or identity check does not meet the applicable rules, we may restrict access, pause a withdrawal or ask for documents. We do not sell your personal data. We use it to maintain your account, process wallet entries,
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respond to legal requests, detect misuse and meet record-keeping duties. If a term changes in a material way, we place the updated wording where you can read it before continuing with your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.